Advantages:
Studies show that between 25%-35% of cash withdrawn
from an ATM is spent at the location. This means
you will have increased sales and higher ticket
averages.
Lower Fee:
Reduce your cost associated with credit card terminal
fees and bad checks. You earn income from the
fee charged at the ATM (usually $1.00-$2.00),
instead of paying any credit card terminal fees.
More people have bank accounts than credit cards;
almost every customer will have an ATM card and
will no longer need to write checks for purchases.
Instead, they will use the ATM, eliminating your
concern over bad checks and bounced check charges.
With real time dialup-approved or declined transactions,
you have no charge backs.
Convenience:
Why go down the street, or make two stops when
you can go one place and get everything done there?
You provide a needed service to your busy customers,
thus building customers loyalty. Offering them
more services at your location increases the likelihood
of them returning to your location when they need
something.
What is my investment?
Your investment is one of the best quality ATM
machines in the world. An ATM will generate residual
income in the form of surcharges, and increase
the amount of money spent at your location.
How much can I expect in income from
the ATM machine?
Use our formula based on foot traffic to calculate
transactions you can expect per day.
How does the ATM Work?
Customers access their accounts through your ATM
to make a withdrawal. Their request for $100.00
for example, has to be approved by their financial
institution. Once approved, the machine will dispense
the money you have loaded into the machine. During
the approval process, the networks request that
$100.00 from your customer s bank account
is transferred into your bank account. The surcharge
fee is also taken from the customer s account
at the time of the transaction.
Who does the Processing?
Moneytree ATM is you one solution service provider.
We provide you free technical support, monthly
statements, and software to track your machines
activity.
What is the average cash load in the
ATM's?
The amount of cash that the retailer loads into
the ATM depends on the transaction volume. Our
experience is that the average withdrawal from
the ATM is $60.00. Most people start out with
$2000.00 cash in the ATM, and then based on your
transactions per week adjust accordingly. Weekends,
holidays, and special events you will need to
plan to stock the ATM with more cash.
Warranty?
With our warranty packages you'll never have to
worry about fixing an ATM. Coverage includes all
parts with quick turn around times so that your
ATM has minimal downtime. The Moneytree ATM comes
with a 1 Year parts and overnight delivery (depending
on your area). An extended warranty may also be
available in your area. Moneytree ATM charges
.25 cents per transaction for the extended warranty
with full coverage on parts. Moneytree ATM has
a number of factory-trained technicians and maintains
an inventory of parts at our warehouses across
the US.
What about security for the ATM?
Each ATM is bolted to the ground, requiring 16,000
pounds of pressure to move it. The center section
(where the cash is kept) is a UL rated vault with
cassette key and security plate needed to open
the cash box. Each machine can be individually
alarmed, or be added to an already existing security
system.
What about phone lines electrical outlets?
For smooth running, a dedicated phone line is
required. This allows for proper communications
between the ATM and the processing network. The
machine only calls toll free (800) numbers and
no long distance service is needed. The ATM should
be plugged into a surge protected standard (110
volt) outlet.
Moneytree's commitment to service!
Moneytree ATM has an inventory of ATM s,
parts and supplies on hand to ensure that you
are never waiting for the supplies you need.
Surcharge income is generated every
time someone withdraws cash.
It is easy to see the growth in income as the
surcharge and or number of transactions increase.
* These figures are for illustration purposes.
Actual revenue amounts and transaction volumes
may vary depending on location, actual surcharge
and other factors.
Brings new customers into
the location
From our experience there is nothing that can
bring in new customers like an on-site ATM machine.
Reduces checks and associated
costs
If a customer has a checking account they should
have a checking card. The checking card can
be used in the ATM at no risk and no charge
to the merchant.
Reduces credit card cost
and gives the merchant the ability to accept
credit cards at no cost to the merchant
Credit cards cost the merchant money every time
someone uses a credit card to make a purchase
in their location. An ATM accepts ALL credit
cards and pays the merchant each time his customers
use their credit cards. This is a significant
savings from the merchant s standpoint.
Some merchants have stopped accepting credit
cards and directing their customers to the ATM
instead.
Couponing
Our basic package allows the merchant to add
a coupon to the receipt tape. This can be for
a free fountain drink at a convenience store
or advertising a deli special.
Adds cash to the sales
floor
This is the greatest benefit to the merchant.
Whenever you can put cash in your customer s
hands, a certain percentage of that cash will
stay in the location. This will increase the
merchant s profits.
New profit center
When you have an ATM in your store, you are
generating revenue in several ways. Customers
are charged a surcharge fee for the convenience
of using the machine. This fee is paid to you.
When customers know there is an ATM in your
store, it attracts their business because cash
is readily accessible. Every time someone withdraws
money from your machine, up to 25 percent of
that cash goes back into your store.
Some business owners want the advantages and
convenience of having an ATM machine without
having to worry about the costs of the machine,
or managing the money to load in the machine.
If your location meets our placement standards,
we can provide this solution for you.
Here is how it works:
· Moneytree will determine
if your location is a candidate for one of our
placement machines.
· A machine can then be
placed in your store. You pay nothing for the
machine. We load and service the machine for
you.
· You receive a percentage
of the surcharge fee with the added benefit
of cash flow increasing in your location.
· Once a month you will
get a surcharge revenue check for simply having
the machine in your store.
Interesting ATM facts that make you money!
· ATM Customers spend 20%
- 25% of the money they withdraw from an ATM
in the owner's business.
· ATMs in retail locations
that dispense $20 bills increase stores sales
over 8% per month.
· 80% of all Americans
have an ATM Card and 60% of them use it an average
of 8 times per month
· Approx. 1% of your walk-in
traffic will use your ATM Machine
. $1.50 is the average ATM surcharge
amount nationwide.
. ATMs drive over 14 billion transactions
each year in just the United States
If you have ever considered having an ATM but
weren't sure about the process, give us a call.
Moneytree ATM has programs that make sense for
everyone.
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